Financial Attitude dan Financial Well-Being: Peran Mediasi Financial Behavior

Authors

  • Salsabilla Salwalika Fakultas Ekonomi dan Bisnis, Universitas Ahmad Dahlan
  • Muhammad Ali Fikri Fakultas Ekonomi dan Bisnis, Universitas Ahmad Dahlan

DOI:

https://doi.org/10.32534/jv.v20i1.6903

Abstract

Financial behavior arises from a responsible financial attitude in both individual and family financial management so as to improve financial well-being. This study aims to determine the effect of financial attitude on financial well-being with the mediating role of financial behavior. The object of this research is 60 employees at the main branch office of Bank Syariah Indonesia in Yogyakarta. The sampling in this study used a purposive sampling technique using several criteria. The data collection method used a questionnaire. The data analysis tool used Smart PLS 4.0 software. The results of the instrument scale test used in this study were validity and reliability tests. Testing of the hypothesis shows that financial attitude has a positive effect on financial well-being, financial attitude has a positive effect on financial behavior, financial behavior has a positive effect on financial well-being, and financial behavior mediates the positive effect of financial attitude on financial well-being.

Keywords:

Financial Attitude, Financial Well-being, Financial Behavior, Financial Management, Bank Syariah Indonesia

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Published

2025-03-10

How to Cite

Salwalika, S. ., & Fikri, M. A. (2025). Financial Attitude dan Financial Well-Being: Peran Mediasi Financial Behavior. Value : Jurnal Manajemen Dan Akuntansi, 20(1), 100–113. https://doi.org/10.32534/jv.v20i1.6903