PROBABILITAS PENGGUNAAN PEMBAYARAN DIGITAL OLEH WIRAUSAHA : DATA SURVEY EKONOMI DIGITAL 2020. Jurnal Proaksi, [S. l.], v. 10, n. 4, p. 478–494, 2023. DOI: 10.32534/jpk.v10i4.4843. Disponível em: https://e-journal.umc.ac.id/index.php/JPK/article/view/4843. Acesso em: 20 nov. 2025.